Best Balance Transfer Credit Card of 2025

I have researched hundreds of cards over thousands of data points. This recommendation is based on my research and personal experience. Here is the best credit card for balance transfers.

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Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review, insight, and piece of advice comes from a place of integrity. I’m here to empower you, not pad my pockets by spreading lies.

Feel free to read more about how I make money and the truth about the other reviews you see online (It's a great read.)I’m not a huge proponent of balance transfers, but I won’t lie and say I haven't done one. They can come in handy.

What you’ll learn:

• The Credit Card that is Best for Balance Transfers. 

• What to look for in a balance transfer credit card.

• Pros and Cons of Balance Transfers.

• The Best time to do a balance transfer.